Rev. 04/29/19

CERTIFICATE OF CREDIT COUNSELING

Overview:

Generally (subject to the provisions of paragraphs 109(h)(2), (3) & (4)) an individual cannot be a debtor under 11 U.S.C. 109 unless such individual has received credit counseling during the 180 day period preceding the filing of the bankruptcy petition.  The credit counseling must have been received from an approved non-profit budget and credit counseling agency and the debtor(s) must file a separate certificate evidencing that credit counseling was received.

 Codes, Rules and Forms:

CM/ECF Event(s):

           Miscellaneous, Certificate of Credit Counseling
           Miscellaneous, Debt Repayment Plan under 109(h)
           Miscellaneous, Statement of Exigent Circumstances regarding Credit Counseling